As an employer, you will have one main account with WCB. Your account is identified by your business number and includes your main business contact information, and all related standard industry classification (SIC) codes.

You may have one or more policies under your account, depending on how many industries in which your business operates and if you meet several conditions to have the criteria for multiple classifications. For example: One operation cannot be supportive of the other, at least 25% of overall payroll must be attributable to the second operation and be more than $10,200 annually, and there can be no crossover of staff between the two. 

Your policy includes details of the coverage for that industry, the calculated rate, remittance frequency, Special Protection amount selected (if applicable), legal status and organization type. For example: XYZ Foods operates grocery stores, gas stations and convenience stores. XYZ Foods would have a WCB account, and each of those industries would have a policy.